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Caution When Using Credit Cards
As we manage our finances, it is easy to be lured by the appeal of a credit card. However, credit cards are a dangerous way to get yourself into debt and a tough and expensive way to get out of debt. Credit cards can often have interest rates as high as 19% which are calculated monthly and compounded. This means you end up paying much more than you borrowed. This does not account for annual fees and late payment charges. If you miss a payment, credit card debt can impact your credit score which will make it harder to borrow in the future. Make sure you understand the real cost of spending on a credit card before you use one and be prudent with your choice. Information can be found online here. If you are not sure and need some more guidance, the Aga Khan Economic Planning Board is here to support, please email us on EPBUKInfo@iiuk.org. To listen to AKEPB’s Wise Wallets podcast, click here.
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Online Learning Resources
During this time in isolation, we have the perfect opportunity to use our time to keep our learning and skills up to scratch. Whether it is a new skill you have been wanting to learn, would like to gain employability skills or develop your career profile, there is a wealth of knowledge online that you can access at your fingertips.
The Aga Khan Economic Planning Board Committee is pleased to share a growing list of excellent resources from free online courses to coding and technology classes, language courses, literature, documentaries and a range of art and culture websites for you to enjoy - for profit or pleasure!
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Online Q&A Sessions on Learning at Home
On Sunday 5 April the Aga Khan Education Board held two question and answer sessions, keep an eye out for future webinars.
The primary session can be heard here, topics included:
- Academic and non-academic learning activities to do at home.
- Adapting a child’s routine to home learning.
- Support for SEND and
- Support with mental wellbeing.
The secondary session can be heard here, topics included:
- Grading for GCSE, AS and A level exams and the importance of continuing with learning, despite exam cancellations.
- Activities to help with future applications for jobs, university and college.
- Support for SEND.
- Support with mental wellbeing.
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Supporting Ourselves and Each Other
This resource has been compiled by the Health Innovation Network to support the provision of activities for adults who would like tools to support their mental health during Covid 19. Many of the resources included are dementia friendly. The Aga Khan Health Board and Aga Khan Social Welfare Board recommend checking in with just one person each day that you suspect may not have a support system around them.
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ITREB Thought of the Day: #ThankfulThursday
An attitude of gratitude: During times of crisis it is easy to focus on the negative. When bombarded with bad news and potential problems our thoughts can become impaired. For our own protection, our brains are wired to look out for threats. However, the latest research in neuroscience and psychology shows that we can retrain our brains to see the positive in balance with the negative. Recalling and recording the blessings in our lives can help to reframe our experience. Experts have suggested that writing down just three things you are grateful for before going to bed can significantly improve sleep. In addition, keeping a gratitude journal can help to end the day with positive thoughts rather than ruminating on problems. Why not jot down some thankful thoughts in your notes app or on a colourful sticky note today?
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